{"id":1057,"date":"2022-09-22T11:26:21","date_gmt":"2022-09-22T11:26:21","guid":{"rendered":"https:\/\/atulinfra.com\/?page_id=1057"},"modified":"2022-09-27T00:30:20","modified_gmt":"2022-09-27T00:30:20","slug":"home-loans","status":"publish","type":"page","link":"https:\/\/atulinfra.com\/home-loans\/","title":{"rendered":"Home Loans"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1057\" class=\"elementor elementor-1057\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6c17994 elementor-section-full_width elementor-section-height-min-height elementor-section-stretched elementor-section-height-default elementor-section-items-middle\" data-id=\"6c17994\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-f2e4c96\" data-id=\"f2e4c96\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-a5aa267\" data-id=\"a5aa267\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-eba91b7 elementor-widget elementor-widget-heading\" data-id=\"eba91b7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Home Loan<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-1b2552a\" data-id=\"1b2552a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-25fb00d elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"25fb00d\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e6e6760\" data-id=\"e6e6760\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ef59ff2 elementor-tabs-alignment-stretch elementor-tabs-view-horizontal elementor-widget elementor-widget-tabs\" data-id=\"ef59ff2\" data-element_type=\"widget\" data-widget_type=\"tabs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-tabs\">\n\t\t\t<div class=\"elementor-tabs-wrapper\" role=\"tablist\" >\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-2501\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"elementor-tab-content-2501\" aria-expanded=\"false\">Overview<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-2502\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-2502\" aria-expanded=\"false\">Key Features & Benefits<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-2503\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-2503\" aria-expanded=\"false\">Interest Rate & Charges<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-2504\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-2504\" aria-expanded=\"false\">EMI Calculator<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<div class=\"elementor-tabs-content-wrapper\" role=\"tablist\" aria-orientation=\"vertical\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"elementor-tab-content-2501\" aria-expanded=\"false\">Overview<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2501\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2501\" tabindex=\"0\" hidden=\"false\"><p>A home loan can act as a comprehensive solution to a home buyer. Atul Infrastructure offer multiple financial solutions that can take you a step closer to your dream of having your own house. Simple and hassle-free application procedures, efficient customer care and dedicated relationship managers make the loan journey smooth.<\/p><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-2502\" aria-expanded=\"false\">Key Features & Benefits<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2502\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2502\" tabindex=\"0\" hidden=\"hidden\"><h2 style=\"text-align: center;\">Home Loan Features and Benefits Offered by Atul Infrastructure<\/h2>\nWhen there are plenty of home loan lenders, it may often seem overwhelming to select the one that would be most suitable for you. At Atul Infrastructure, it is of great importance to us to offer our customers the best possible options to make achieving their goal of acquiring their home easier. Let us take a look at the highlighting features of a housing loan:\n<br>\n<strong>Easy Procedures<\/strong>\n<br>\nWhen you want to apply home loan from Atul Infrastructure you simply need to fill in the application form and submit the listed documents. Very soon a relationship manager will get in touch with you and start the procedure as per your choice and convenience.\n<br>\n<strong>Minimum Documentation<\/strong><br>\nTo further ensure an easy and hassle-free process of a home loan application, Piramal Finance requires minimal documentation.<br>\n<strong>Flexibility of repayment of the home loan<\/strong>\n<br>\nThere are many options available when it comes to creating a home loan structure that suits your requirements. We allow a lot of flexibility in the loan tenure, prepayment and foreclosure as well.<br>\n<strong>Home loan EMI that fits your pocket<\/strong><br>To make paying your home loan all the more convenient, we also offer you the choice to opt for a floating or a fixed interest rate when you opt for a home loan. With a loan up to 90% of the purchase price, you stand so much closer to turning your dream into a reality.<br>\n<strong>Loans for all<\/strong><br>For salaried as well as self-employed individuals, Piramal Finance offers the best deals possible when it comes to home loans.<br>\n<strong>Tax Benefits\n<\/strong><br>Another major benefit that you can avail of when seeking a home loan is tax benefits. Under Section 80C of the Income Tax Act, 1961, you can claim up to INR 1.5 lakhs on the principal amount, registration cost and the stamp duty charges of the housing loan. In the case of a joint home loan, each borrower (provided they are also the co-owner of the property) can claim up to INR 1.5 lakhs in an annual year.<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-2503\" aria-expanded=\"false\">Interest Rate & Charges<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2503\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2503\" tabindex=\"0\" hidden=\"hidden\"><div class=\"row mb-4\">\n<div class=\"col-sm-12\">\n<div class=\"section_title\">\n<h2>Home Loan Interest Rate &amp; Charges:<\/h2>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"row justify-content-center\">\n<div class=\"col-sm-12\">\n\nLet us now take a look at the\u00a0home loan interest rates structure offered by Atul Infrastructure.\n<div class=\"table_wrapp mb-4\">\n<table style=\"border: 1px solid black;\" width=\"100%\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr >\n<th class=\"main_heading\" style=\"border: 1px solid black;\" scope=\"col\"><strong>Slab<\/strong><\/th>\n<th class=\"main_heading\" style=\"border: 1px solid black;\" scope=\"col\"><strong>Home Loan Interest Rate<\/strong><\/th>\n<\/tr>\n<tr>\n<td class=\"interest_table_size\" style=\"border: 1px solid black;\">Up to INR 35 lakhs<\/td>\n<td class=\"interest_table_size\" style=\"border: 1px solid black;\">Starting From 10.50%* per annum onwards<\/td>\n<\/tr>\n<tr>\n<td class=\"interest_table_size\" style=\"border: 1px solid black;\">From INR 35 lakhs to INR 75 lakhs<\/td>\n<td class=\"interest_table_size\" style=\"border: 1px solid black;\">Starting From 10.50%* per annum onwards<\/td>\n<\/tr>\n<tr>\n<td class=\"interest_table_size\" style=\"border: 1px solid black;\">Over INR 75 lakhs<\/td>\n<td class=\"interest_table_size\" style=\"border: 1px solid black;\">Starting From 10.50%* per annum onwards<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\nTo help you understand how the interest rate structure would affect your home loan EMI, take a look at the following example, showing how much you would have to pay under different variables:\n<div class=\"table_wrapp mt-4 mb-4\">\n<table style=\"height: 302px;\" border=\"1\" width=\"259\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<th class=\"main_heading\" scope=\"col\" style=\"border: 1px solid black;\"><strong>Loan Amount<\/strong><\/th>\n<th class=\"main_heading\" \n style=\"border: 1px solid black;\" scope=\"col\"><strong>Tenure<\/strong><\/th>\n<th class=\"main_heading\" \n style=\"border: 1px solid black;\" scope=\"col\"><strong>Rate of Interest<\/strong><\/th>\n<th class=\"main_heading\" \n style=\"border: 1px solid black;\" scope=\"col\"><strong>EMI<\/strong><\/th>\n<\/tr>\n<tr>\n<td class=\"interest_table_size\" style=\"border: 1px solid black;\">INR 10 lakhs<\/td>\n<td class=\"interest_table_size\" style=\"border: 1px solid black;\">10 years<\/td>\n<td class=\"interest_table_size\" style=\"border: 1px solid black;\">10.5%*<\/td>\n<td class=\"interest_table_size\" style=\"border: 1px solid black;\">INR 13,493*<\/td>\n<\/tr>\n<tr>\n<td class=\"interest_table_size\" style=\"border: 1px solid black;\">INR 25 lakhs<\/td>\n<td class=\"interest_table_size\" style=\"border: 1px solid black;\">10 years<\/td>\n<td class=\"interest_table_size\" style=\"border: 1px solid black;\">10.5%*<\/td>\n<td class=\"interest_table_size\" style=\"border: 1px solid black;\">INR 33, 734*<\/td>\n<\/tr>\n<tr>\n<td class=\"interest_table_size\" style=\"border: 1px solid black;\">INR 50 lakhs<\/td>\n<td class=\"interest_table_size\" style=\"border: 1px solid black;\">20 years<\/td>\n<td class=\"interest_table_size\" style=\"border: 1px solid black;\">10.5%*<\/td>\n<td class=\"interest_table_size\" style=\"border: 1px solid black;\">INR 49,919*<\/td>\n<\/tr>\n<tr>\n<td class=\"interest_table_size\" style=\"border: 1px solid black;\">INR 50 lakhs<\/td>\n<td class=\"interest_table_size\" style=\"border: 1px solid black;\">25 years<\/td>\n<td class=\"interest_table_size\" style=\"border: 1px solid black;\">10.5%*<\/td>\n<td class=\"interest_table_size\" style=\"border: 1px solid black;\">INR 47,209*<\/td>\n<\/tr>\n<tr>\n<td class=\"interest_table_size\" style=\"border: 1px solid black;\">INR 75 lakhs<\/td>\n<td class=\"interest_table_size\" style=\"border: 1px solid black;\">25 years<\/td>\n<td class=\"interest_table_size\" style=\"border: 1px solid black;\">10.5%*<\/td>\n<td class=\"interest_table_size\" style=\"border: 1px solid black;\">INR 70,814*<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<\/div><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-2504\" aria-expanded=\"false\">EMI Calculator<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2504\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2504\" tabindex=\"0\" hidden=\"hidden\">Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-78e2ea0 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"78e2ea0\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-687557f\" data-id=\"687557f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9ea8cda elementor-widget elementor-widget-heading\" data-id=\"9ea8cda\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-large\">EMI LOAN CALCULATOR<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-76e926a elementor-widget elementor-widget-shortcode\" data-id=\"76e926a\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-shortcode\"> <\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-e649935 e-con-full e-flex e-con e-parent\" data-id=\"e649935\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-40647ac elementor-widget elementor-widget-heading\" data-id=\"40647ac\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">We provide all nationalised bank home loan<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ca5fa5f elementor-widget elementor-widget-gallery\" data-id=\"ca5fa5f\" data-element_type=\"widget\" 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Atul Infrastructure offer multiple financial solutions that can take you a step closer to your dream of having your own house. 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